Shrikant Sakharam Bhalerao

211 MadhyaPradesh_Chhindwara_Shrikant Bhalerao

Placed at:   Chhindwara, Madhya Pradesh

Education: B.E. in Information Technology, SGSITS, Indore

Prior work experience:

  • I have worked for two and half years as a Senior Programmer in Accenture Services Pvt Ltd. at Pune, Maharashtra.

One key work during fellowship

  • Challenge of universal coverage under Pradhan Mantri Jan Dhan Yojana in largest(area-wise) district of Madhya Pradesh.

What was done:

  • Being the largest district in state, it was very daunting task for district administration to open bank accounts for each & every family in the district. So, through meetings and consultations, instead of opening more and more new accounts under PMJDY, we specifically targeted unbanked families. Through the PRI machinery, first we did survey of all the unbanked families and also with the help of data from SAMAGRA Portal of Govt of MP, where all the households are listed with their basic details. After getting survey results, we shared the data with banks and made it easy for them in their respective Service Areas to complete their target of opening bank accounts of every single family. Through continuous monitoring efforts and effective campaigning, we ensured no family should be out of financial inclusion.


  • More than 1.5 lakhs bank accounts were opened in less than two months and district was among the top performers in the scheme implementation. Our efforts were appreciated at various Govt forums. It immensely helped in rolling out Direct Benefit Transfer for Pensions, Scholarships, Payments of MGNREGA, etc.